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Automobile Insurance Rate Board
Your guide to Alberta’s auto insurance industry.
Clear information, practical tools, and trusted resources to support drivers and the insurance industry.
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How auto insurance is changing in Alberta
Starting January 1, 2027, the Government of Alberta is introducing a new Care-First automobile insurance system. Under Care-First, Albertans injured in a collision will have access to substantially increased benefits.
Find an Insurance Company
See which insurers, brokers, and quoting sites operate in Alberta.
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Industry resources
Access technical guidance, key reports, and insights to stay informed and compliant in the auto industry.
Filing guidelines
Access instructions and technical guidance for establishing or revising rating programs.
Annual and semi-annual reviews
View the industry benchmarks used to review auto insurance rates for PPV and commercial vehicles.
Market and trends reports
Discover data trends and insights for Alberta’s auto insurance market.
Bulletins, notices, and orders
Get information about regulatory updates, compliance requirements, and orders that affect insurance rates and industry practices.
Read the latest
Sep 8, 2026
Care-First Premium Impacts
The Care-First Consumer Premium Impact reports explain what Care-First rate filings mean for Alberta drivers.
May 26, 2026
AIRB public member recruitment is open!
Information on how to apply to be a public member of the AIRB
May 21, 2026
Understanding Alberta’s auto insurance rate caps: what it means for you
Learn how rate caps impact the premium you pay for Alberta auto insurance.
Jun 24, 2025
Storm Season: Hail Damage and How to Reduce it
Cloud seeding helps reduce severe hail damage by creating smaller hailstones. What can you do to protect your vehicle?
Mar 14, 2025
How will tariffs affect your auto insurance?
New tariffs are expected to raise repair costs and therefore, insurance premiums.
Feb 12, 2025
How does credit score impact your auto insurance premiums?
Maintaining good credit can save you money on premiums.
Role of the AIRB
We are an independent agency established by the Minister of Finance. Our role is to deliver efficient rate regulation for auto insurance companies and educate Albertans about the marketplace.
